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It is a solemn fact of life that uncertainties are bound to happen and will take place every
now and then during the course of life. For example, do you have any guarantee that the business employing you is
protected from economic downturns? Are you sure that your employer will survive the harsh realities of the
recession in the economy and will not engage in a cost cutting scheme by starting to make people redundant. In that
case, do you have enough money to pay your mortgage payments?
And the chance of Accident And Sickness is always present. Suppose that you have fallen ill to a
certain disease. Do you think your statutory sick pay would be enough to pay for the living as well as mortgage
expenses? If not, it is time that you protect yourself against such eventualities by taking insurance from
Wentworth Financial Services.
Wentworth Financial services has made itself a reputation by providing flawless services to
its valued customers over the years and has provided them with the right type of insurance that they so require. As
an example, the company provides three options to a person to choose from. They are:
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Accident And Sickness only insurance |
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Accident, sickness and unemployment
insurance |
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Employment only insurance |
Under the Accident And Sickness only insurance, the company either pays the
person a lump sum amount or makes regular payments to him or her over a period during which he or she has
remained hospitalized and under treatment. Usually, these types of payments cover mortgage payments,
hospitalization charges, medical consultation, diagnostics and tests and the charges allocable to your
treatment in terms of the medication involved. However, the policy does not cover any injuries that are
self-inflicted, nervous stress disorder or back problems, which have been pertaining from the past.
The other form of insurance is the accident, sickness and unemployment insurance. Unlike the
Accident And Sickness insurance, this policy would also cover for the general costs of living, including the
mortgage payments, utility bills and other expenses besides paying for the regular amount of healthcare expenses.
Depending upon the amount of cover taken, this policy also protects against the income that is lost
during a period of hospitalization during sickness or after sustaining injury.
The last policy is the employment only insurance, which is a specific type of cover that is only offered by
the company in order to protect a person against the loss of income as a result of loss of employment. Unlike the
Accident And Sickness policy, it only covers for a specific proportion of the income, which is earned by a person
and is valid up to a specific point in time. It is therefore less comprehensive in nature and is only suitable for
those individuals who already have a protection arrangement against sickness and accident.
The policies are offered by Wentworth thus provide a comprehensive degree of protection to
you and the loved ones that depend upon you for a living. You can call an agent in order to get a quote for
insurance or you can also obtain quotes online, depending upon your own feasibility.

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